:root{--ink:#14232e;--soft:#51616c;--paper:#f5f2ec;--card:#fff;--line:#e2ddd2;--navy:#0f2a3d;--accent:#b8862b;--accent-d:#8f6718;--teal:#1f6f6a;--r:12px}
@media (prefers-color-scheme:dark){:root{--ink:#eef0ec;--soft:#a5b2ba;--paper:#0d1a23;--card:#14252f;--line:#233744;--navy:#06121a;--accent:#d9ab4e;--accent-d:#e8c071;--teal:#6fc0b9}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 "DM Sans",system-ui,sans-serif;color:var(--ink);background:var(--paper)}
h1,h2,h3{font-family:"DM Serif Display",Georgia,serif;font-weight:400;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5.5vw,4rem)}h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}h3{font-size:1.3rem}
p{margin:0 0 1em}a{color:var(--teal)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;color:#000;padding:8px;z-index:99}
section{padding:80px 0}section.alt{background:var(--card);border-block:1px solid var(--line)}
.lead{font-size:1.2rem;color:var(--soft);max-width:62ch}
.topbar{background:var(--navy);color:#dfe7ec;font-size:.88rem}
.topbar .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:4px 20px;padding-block:7px}
.topbar a{color:#fff;font-weight:600}
header.site{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
header.site img{height:56px;width:auto}
nav>ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;align-items:center}
nav li{position:relative}
nav a{display:block;padding:9px 12px;color:var(--ink);text-decoration:none;border-radius:8px;font-size:.95rem;font-weight:500}
nav a:hover,nav a[aria-current]{background:rgba(184,134,43,.14);color:var(--accent-d)}
nav li ul{display:none;position:absolute;left:0;top:100%;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:6px;min-width:190px;list-style:none;margin:0;box-shadow:0 12px 30px rgba(0,0,0,.12)}
nav li:hover>ul,nav li:focus-within>ul{display:block}
nav a.cta{background:var(--accent);color:#fff;margin-left:8px}nav a.cta:hover{background:var(--accent-d);color:#fff}
.menu{display:none;background:none;border:1px solid var(--line);color:var(--ink);padding:8px 14px;border-radius:8px;font:inherit}
@media(max-width:960px){.menu{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--card);border-bottom:1px solid var(--line);max-height:80vh;overflow:auto}
nav.open{display:block}nav>ul{flex-direction:column;align-items:stretch;padding:10px 24px}nav li ul{display:block;position:static;border:0;box-shadow:none;padding:0 0 0 14px}nav a.cta{margin:8px 0 0;text-align:center}}
.hero{position:relative;overflow:hidden;color:#fff;padding:120px 0 100px;background:var(--navy)}
.hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(15,42,61,.88) 0%,rgba(15,42,61,.62) 48%,rgba(15,42,61,.2) 100%)}
.hero .wrap{position:relative;z-index:2}.hero h1,.hero .lead{text-shadow:0 1px 14px rgba(0,0,0,.4)}
.hero.sm{padding:64px 0 56px}.hero h1{max-width:16ch}.hero.sm h1{font-size:clamp(2rem,4.5vw,3rem);max-width:none}
.hero .lead{color:#d6e0e6}.hero .btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:13px 26px;border-radius:999px;text-decoration:none;border:0;font:inherit;font-weight:600;cursor:pointer}
.btn:hover{background:var(--accent-d)}.btn.ghost{background:transparent;border:1.5px solid currentColor;color:inherit}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:0;background:var(--navy);color:#fff}
.stats div{padding:30px 24px;border-right:1px solid rgba(255,255,255,.12)}
.stats b{display:block;font:400 2.3rem/1 "DM Serif Display",serif;color:var(--accent)}.stats span{font-size:.92rem;color:#c9d6de}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px;margin-top:32px}
.card,.tile{background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.card{padding:26px}.card p{color:var(--soft);margin:0}
.tile img{aspect-ratio:3/2;object-fit:cover;width:100%}.tile div{padding:18px 20px}.tile p{margin:0 0 .5em;font-size:.95rem;color:var(--soft)}.tile h3{font-size:1.15rem}
.tile h3 a{color:var(--ink);text-decoration:none}.tile h3 a:hover{color:var(--accent-d)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;margin-top:32px;list-style:none;padding:0}
.steps li{counter-increment:s;border-top:3px solid var(--accent);padding-top:14px}
.steps li::before{content:counter(s);font:400 2rem "DM Serif Display",serif;color:var(--accent-d);display:block}
.steps b{display:block;margin-bottom:4px}.steps span{color:var(--soft);font-size:.96rem}
.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:48px;align-items:start}
.split img{border-radius:var(--r);width:100%;aspect-ratio:4/3;object-fit:cover}
.ticks{list-style:none;padding:0;margin:0 0 1.2em}.ticks li{padding-left:28px;position:relative;margin-bottom:.55em}
.ticks li::before{content:"";position:absolute;left:2px;top:.55em;width:12px;height:7px;border-left:2.5px solid var(--teal);border-bottom:2.5px solid var(--teal);transform:rotate(-45deg)}
details{background:var(--card);border:1px solid var(--line);border-radius:var(--r);margin:0 0 10px;padding:0 22px}
summary{cursor:pointer;padding:18px 0;font-weight:600}details[open] summary{color:var(--accent-d)}details p{color:var(--soft)}
form{display:grid;gap:14px;max-width:560px}label{display:grid;gap:5px;font-size:.9rem;font-weight:500}
input,select,textarea{font:inherit;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:var(--card);color:var(--ink)}
.ok{color:var(--teal);font-weight:600}.note{font-size:.88rem;color:var(--soft)}
.areas{columns:3 150px;list-style:none;padding:0;margin:0}.areas li{padding:3px 0}
.list{list-style:none;padding:0;margin:0;display:grid;gap:12px}.list a{font-weight:600}
.meta{font-size:.85rem;color:var(--soft)}
.banner{background:var(--navy);color:#fff;border-radius:var(--r);padding:44px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}.banner h2{margin:0}
footer.site{background:var(--navy);color:#c9d6de;padding:60px 0 28px;font-size:.95rem}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:32px}
footer.site h3{font:600 .95rem "DM Sans",sans-serif;color:#fff;margin-bottom:.8em}
footer.site a{color:#c9d6de}footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin-bottom:.4em}
footer.site .legal{border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:20px;font-size:.85rem}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media (prefers-color-scheme:dark){header.site img{background:#fff;border-radius:8px;padding:4px 10px}}
.ic{width:30px;height:30px;stroke:var(--accent-d);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;margin-bottom:12px;display:block}
.disclaimer{font-size:.9rem;color:var(--soft);border-left:3px solid var(--accent);padding:4px 16px;margin:28px 0}
.check{columns:2 300px;column-gap:40px}